We offer affordable, client-first advice that’s all too rare in the financial industry. We don’t accept commissions or push products. Our advice is free from conflicts, obligations, or unnecessary jargon. We prioritize your financial well-being above all else. We’re affordable, highly qualified, independent, and bring years of experience to the table. Simply put, we’re the best choice for you.

Yes, we are among the less than 1% of advisers who are completely independent. We’re not affiliated with any super funds, banks, insurance companies, or financial institutions.

We are not a "money coach" who tells you where to buy pasta or how to cut your power bill.

We don't push products or sell you unnecessary insurance.

We are not just another suburban financial planner putting you in cookie-cutter managed funds, charging you 1% annually, and only speaking to you once a year.

We are not stockbrokers recommending SMSFs and risky investments.

We’re not the kind of "guru" claiming you can retire by trading stocks, options, or crypto and live a luxury life by subscribing to a training course.

If you already have an adviser, consider these points:

• How often do you meet with them?
• What’s the total cost of their services each year?
• Are your investments updated regularly?
• Is your adviser recommending insurance to protect your family, or are they pushing policies for commissions?
• Do you think your adviser really adds value by selecting investments, or do they just outsource that to a fund manager?
• How many different advisers have you worked with at the same firm?
• Before your adviser recommended your super fund, had you ever heard of the company?In my experience, most people don’t need to meet with an adviser more than once every 5-10 years, and even then, a single flat fee is more appropriate than a percentage of your portfolio

While I can give tax advice, particularly around debt, investments, and superannuation, I’m not a registered tax agent and can’t file your tax return. However, I can recommend excellent accountants or direct you to great free resources like ATO Online.

No, I’m not a mortgage broker, so I can’t directly arrange your finance. However, I can refer you to a trusted mortgage broker, and in some cases, I can even help by sending an email to your bank, sometimes encouraging them to offer more competitive rates.

We are based in Sydney, Australia.

Again, similar to accounting, no - I'm not a mortgage broker and I can't directly organise your finance.

That said, what I can do is point you to a really good mortgage broker.

I can also assist you in being cc'd in an email to your bank - sometimes just sending a message like that can make your bank become a bit more competitive on their rate - no more than ever.

We’re located in Sydney, Australia.