Would you like trustworthy financial advice without overpaying?
Many financial service providers and so-called "advisers" make it unnecessarily complex to steer clear of excessive fees, confusing products, high-risk investments, and hidden charges.
We do thingsdifferently.
Speak with an Thurling's Financial Services in Sydney, Australia, and take control of your financial future today.
Thurling's Financial Services: A New Approach to Financial Guidance
Transparent, Fair Fees
Unlike most financial advisers who charge ongoing fees based on a percentage of your assets, we believe in a straightforward, flat-fee structure. All our fees are publicly available on our website.We believe Australians should pay for financial advice just as they would for a doctor, lawyer, or plumber—only when they need it. A fair fee for a fair service.
True Independence
Less than 1% of financial advisers in Australia are truly independent, and we are proud to be among them.
We don’t promote financial products, we have no ties to banks, we refuse hidden incentives, and we never accept commissions.
Many financial firms and advisers convince clients to pay continuous retainers or deduct monthly fees from their superannuation and investments.
Our approach is different. We offer one-time financial advice, ensuring your wealth stays with you, not with ongoing fees that erode your retirement savings.
One-Time Advice, No Ongoing Fees
Advice When You Need It
Once you have the ideal super fund, a well-structured investment portfolio, a solid retirement plan, and the right insurance in place, there’s no reason to keep paying costly ongoing fees. That’s why our clients don’t.
Our one-time advice model sets us apart from the traditional, sales-driven financial planning industry. We focus on providing real value—without unnecessary fees or commitments
Our clients range from those with over $10 million in investable assets to those with as little as $100,000
Why?
Because the core investment needs of someone with $500,000 aren’t fundamentally different from those of someone with $5 million. Everyone wants secure returns, high-quality investments, proven strategies, reliable fund managers, and tax efficiency.
So why should someone with $2 million in super pay twice the fees of someone with $1 million? The reality is—there’s no real difference. That’s why we believe in fair, flat fees for everyone.
Get honest, independent financial advice that’s truly designed to benefit you.
We’re not here to sell products—we’re here to provide solutions. Our goal is to help you achieve financial security and confidently navigate the overly complicated world of financial planning. With our guidance, you’ll gain clarity, control, and a strategy tailored to your needs—without hidden agendas or unnecessary fees.
How We Help Our Clients Solve Key Financial Challenges
Superannuation
We boost returns by eliminating unnecessary fees, reducing costs, and guiding you to select a top-performing, high-quality fund.
Investments
We help you invest with confidence, steering clear of risky, complex, and overpriced products.
Insurance
We cut insurance costs by removing adviser commissions, ensuring you pay only for what you need.
Tax
We help you minimize tax, enabling you to build wealth more quickly and retire sooner.
You can have sophistication with simplicity, without high costs and without conflicts.
We serve customers all over Australia
Our offices are located in the heart of Sydney, and in Dapto at 1/16/18 Princes Hwy, Dapto NSW 2530. With the help of Zoom and Microsoft Teams, we provide financial services to clients throughout Australia.
By eliminating unnecessary fees, conflicts of interest, and overly complex products, we make financial advice accessible and straightforward—no matter where you are. Assisting clients online is part of our daily practice, ensuring convenience without compromising on quality.
Our Process
Initial Conversation
Step 1
We begin by listening—really listening. In a brief, 15-minute call (completely confidential and free from sales pressure), we take the time to understand your concerns and what’s keeping you up at night
Consultation
Step 2
Next, we meet—either in person at our Sydney office or virtually via Zoom or Microsoft Teams. This session is all about you. We discuss your priorities, identify challenges, and explore how we can provide the right solutions.
Tailored Advice
Step 3
After agreeing on a fixed-price quote, we craft a comprehensive Statement of Advice. This document outlines clear, strategic, and results-driven recommendations to bring clarity and confidence to your financial future.
Peace of Mind
Step 4
With everything in place, you can relax and focus on what truly matters—without worrying about retirement, taxes, market fluctuations, or whether you're missing financial opportunities.
15-Minute Discovery Call
A complimentary, pressure-free conversation designed to assess how we can support you. No sales pitch—just a straightforward discussion to explore your needs.
Cost: Free
Introductory Consultation
A no-cost meeting where we walk you through our approach, explain the process, and determine if our services align with your needs.
Cost: Free
General Advice Session
A focused 90-minute consultation providing clear, practical, and results-driven General Advice that you can act on immediately.
Cost: $1,000 + GST
Get in touch, today
